281 Governors Lane, #281
Elgin, IL 60123
$449,900
Ready to right-size your life without downsizing your lifestyle? This rarely available ranch half-duplex offers the space of a single-family home with the freedom of low-maintenance living. If you're ready to simplify and enjoy your time, with no snow to shovel and no large yard to maintain, this home gives you more time for weekends away, travel, hobbies and simply enjoying life. Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with an easy, open layout designed for comfortable everyday living and entertaining. The welcoming foyer leads to a private den/home office, while the vaulted ceiling and island kitchen with granite, stainless steel appliances and walk-in pantry is adjacent to expansive living and dining areas. The dining room could also make a wonderful sunroom, reading room or additional sitting area if you prefer a more casual living arrangement. Recent updates include luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths. The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds another layer of everyday convenience. The finished lower level gives you even more flexibility with a large recreation room, third full bath and bonus room ideal for guests, hobbies, exercise or a home office, ...
+ Read More| Listing Id: | 12728448 |
|---|---|
| List Price: | $449,900 |
| Property Type: | Residential |
| Property Type: | Attached Single |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 3 |
| Living Area: | 1,858 |
| Parking On Site: | Yes |
| Association Fee: | $185 |
| Tax Annual Amount: | $8,212 |
| City: | Elgin |
| County Or Parish: | Kane |
| Postal Code: | 60123 |
| Year Built: | 1988 |
| Appliances: | Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Insurance, Lawn Care, Snow Removal |
| Basement: | true |
| Basement: | Partially Finished, Full |
| Bathrooms Total Integer: | 3 |
| Bedrooms Possible: | 3 |
| Below Grade Finished Area: | 1,350 |
| Construction Materials: | Aluminum Siding, Brick |
| Cooling: | Central Air |
| Directions: | Randall Rd South of I90 and N of Rt 20 to Highland Ave East to Govenors Lane to property |
| Electric: | Circuit Breakers |
| Elementary School: | Hillcrest Elementary School |
| Elementary School District: | 46 |
| Foundation Details: | Concrete Perimeter |
| Garage Spaces: | 2 |
| Heating: | Natural Gas, Forced Air |
| High School: | Larkin High School |
| High School District: | 46 |
| Interior Features: | Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath |
| Laundry Features: | Main Level, Gas Dryer Hookup, In Unit |
| Living Area Source: | Assessor |
| Lot Size Dimensions: | 60x64 |
| Middle Or Junior School: | Kimball Middle School |
| Middle Or Junior School District: | 46 |
| MLS Area Major: | Elgin |
| Model: | ranch 1/2 duplex |
| Age: | 31-40 Years |
| Agent Owned/Interest (Y/N): | No |
| Aprox. Total Finished Sq Ft: | 3208 |
| Built Before 1978 (Y/N): | No |
| Basement Bathrooms (Y/N): | Yes |
| Bedrooms (Below Grade): | 1 |
| Basement Sq Ft: | 1,350 |
| For Investors, Can Owner Rent Unit? (Y/N): | No |
| Corporate Limits: | Elgin |
| # Of Days For Bd Apprvl: | 0 |
| Dining Room: | Separate |
| Disability Access And/Or Equipped: | No |
| General Information: | None |
| Master Association Fee: | No |
| Main Sq Ft: | 1858 |
| Management Company: | WILLIAMSBURG TERRACE HOA |
| Management Contact Name: | Darryl Deardorff |
| Management Phone: | 847-309-2022 |
| Master Association Fee Frequency: | Not Required |
| Market Code: | Active |
| Max Pet Weight: | 100 |
| Pets Allowed (Y/N): | Yes |
| Rebuilt (Y/N): | No |
| Rehab Year: | 2026 |
| Rehab (Y/N): | Yes |
| Offered For Sale Or Rent: | No |
| Special Assessments: | Y |
| Is Parking Included In Price: | Yes |
| Special Service Area: | N |
| Total Finished/Unfinshed Sq Ft: | 3208 |
| Total Sq Ft: | 1858 |
| Type Attached: | 1/2 Duplex |
| Tax Exemptions: | Homeowner |
| Update Date: | 2026-10-07T14:33:27 |
| Zero Lot Line: | No |
| Original List Price: | $449,900 |
| Other Structures: | None |
| Ownership: | Fee Simple w/ HO Assn. |
| Parcel Number: | 0616227041 |
| Parking Features: | Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage |
| Parking Total: | 2 |
| Pets Allowed: | Cats OK, Dogs OK |
| Possession: | Closing, Immediate |
| Roof: | Asphalt |
| Rooms Total: | 8 |
| Room Type: | Foyer, Den |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | IL |
| Stories Total: | 1 |
| Tax Year: | 2025 |
| Township: | Elgin |
| Water Source: | Public |
| Actual Status: | Active |
| Patio And Porch Features: | Deck |
| Activation Date: | 2026-09-18 |
| Entry Level: | 1 |
| Total # Units In Building: | 2 |
| Total # Units In Building: | 2 |
| Habitable Residence?: | Yes |
| Flood Zone: | No |
Listing Courtesy of: Premier Living Properties
Listing Agent: Tamara O'Connor
(630) 485-4214
Mortgage Calculator
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Ryan Botkin are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.
Copyright © 2026 Midwest Real Estate Data LLC
Information deemed reliable but not guaranteed.
Midwest Real Estate Data LLC data last updated on October 08, 2026 04:15 PM - CT
Based on information submitted to the MLS GRID as of October 08, 2026 04:15 PM - CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. Some listings have been excluded from this website.
IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.
Property Last Updated: October 08, 2026 04:15 PM - CT

























