2000 Banks Drive
Elgin, IL 60123
$408,000
This beautifully updated 3-bedroom home offers the rare combination of stylish renovations and high-performance efficiency upgrades. Since 2021, the kitchen, bathrooms, and flooring have all been completely updated, creating a move-in-ready interior. The standout feature is the fully owned solar system installed in 2023-no lease, no payments, and immediate energy savings for the next owner. Additional efficiency upgrades include a high-efficiency air-source heat pump, new ductwork high capacity air filtration, heat pump water heater, upgraded attic insulation, powered attic ventilation, and heat pump dryer. The home also features a new fence, 50amp garage outlet for high capacity EV charging, and newer appliances throughout. Few homes in the area offer this level of investment in both comfort and energy efficiency. 2000 Banks Drive delivers modern living, lower utility costs, and long-term value.
| Listing Id: | 12686958 |
|---|---|
| List Price: | $410,000 |
| Close Price: | $408,000 |
| Close Date: | 2026-08-14 |
| Property Type: | Residential |
| Property Type: | Detached Single |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 1,891 |
| Parking On Site: | Yes |
| Tax Annual Amount: | $8,499 |
| City: | Elgin |
| County Or Parish: | Kane |
| Postal Code: | 60123 |
| Year Built: | 1985 |
| Association Fee Frequency: | Not Applicable |
| Association Fee Includes: | None |
| Basement: | true |
| Basement: | Unfinished, Partial |
| Bathrooms Total Integer: | 3 |
| Bedrooms Possible: | 3 |
| Construction Materials: | Vinyl Siding |
| Cooling: | Central Air |
| Directions: | Big Timber to North Lyle to Murcer to Banks |
| Electric: | Circuit Breakers |
| Elementary School: | Century Oaks Elementary School |
| Elementary School District: | 46 |
| Fireplace Features: | Wood Burning |
| Fireplaces Total: | 1 |
| Foundation Details: | Concrete Perimeter |
| Garage Spaces: | 2 |
| Green Energy Efficient: | Photovoltaic/Solar System, Enhanced Air Filtration |
| Heating: | Natural Gas |
| High School: | Larkin High School |
| High School District: | 46 |
| Listing Contract Date: | 2026-07-13 |
| Living Area Source: | Estimated |
| Lot Features: | Corner Lot |
| Lot Size Acres: | 0.274 |
| Lot Size Dimensions: | 92x125 |
| Middle Or Junior School: | Kimball Middle School |
| Middle Or Junior School District: | 46 |
| MLS Area Major: | Elgin |
| Age: | 41-50 Years |
| Agent Owned/Interest (Y/N): | Related |
| Aprox. Total Finished Sq Ft: | 1891 |
| Built Before 1978 (Y/N): | No |
| Basement Bathrooms (Y/N): | No |
| Basement Sq Ft: | 500 |
| Corporate Limits: | Elgin |
| Disability Access And/Or Equipped: | No |
| Finance Code: | Conventional |
| Fireplace Location: | Living Room |
| General Information: | School Bus Service, Interstate Access |
| Lot Size: | .25-.49 Acre |
| Main Sq Ft: | 1091 |
| Master Association Fee Frequency: | Not Required |
| Market Code: | Off-Market |
| Rebuilt (Y/N): | No |
| Rehab (Y/N): | No |
| Rural (Y/N): | N |
| Offered For Sale Or Rent: | No |
| Special Assessments: | N |
| Short Sale: | Not Applicable |
| Is Parking Included In Price: | Yes |
| Special Service Area: | N |
| Total Finished/Unfinshed Sq Ft: | 2391 |
| Total Sq Ft: | 1891 |
| Type Detached: | 2 Stories |
| Tax Exemptions: | Homeowner |
| Update Date: | 2026-08-15T16:35:32 |
| Unfinished Basement Sq Ft: | 500 |
| Upper Sq Ft: | 800 |
| Original List Price: | $410,000 |
| Ownership: | Fee Simple |
| Parcel Number: | 0604200037 |
| Parking Features: | Asphalt, Yes, Garage Owned, Attached, Garage |
| Parking Total: | 2 |
| Possession: | Closing |
| Roof: | Asphalt |
| Rooms Total: | 7 |
| Room Type: | Sun Room |
| Sewer: | Public Sewer |
| Special Listing Conditions: | Standard |
| State Or Province: | IL |
| Tax Year: | 2025 |
| Township: | Elgin |
| Water Source: | Public |
| Actual Status: | Closed |
| Lot Size Source: | Owner |
| Patio And Porch Features: | Deck |
| Activation Date: | 2026-07-08 |
| Habitable Residence?: | Yes |
| Flood Zone: | No |
Listing Courtesy of: Fathom Realty IL LLC
Listing Agent: Walker Schuchardt
224-239-9620
Buyer Represented by: Berkshire Hathaway HomeServices Starck Real Estate
Selling Agent: Sophia Paterakos
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Midwest Real Estate Data LLC data last updated on October 08, 2026 03:47 PM - CT
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Property Last Updated: October 08, 2026 03:47 PM - CT

























