1978 N Fork Circle
Elgin, IL 60123
$392,000
Located on a quiet cul-de-sac in the Valley Creek neighborhood, this well-maintained brick-front ranch offers a flexible floor plan, generous living space and a beautifully landscaped backyard. The main level features hardwood floors, a bright living room with a fireplace and built-in shelving, a separate dining room and a spacious kitchen with ample cabinetry, counter space and peninsula seating. Just off the kitchen, the large rear family room provides an ideal place to relax or entertain, with a warm wood accent wall and direct access to the deck. All three bedrooms are located on the main level, including a comfortable primary bedroom with a private half bath and a well-organized walk-in closet. Two additional bedrooms and a full hall bath complete the first floor. The finished basement adds an impressive amount of usable space, with room for a media area, game table, home gym, office and guest accommodations. A custom bar and full bath with a large tiled shower make the lower level especially well suited for entertaining or extended stays. There is also plenty of storage and a dedicated laundry area. Outside, the fully fenced yard offers mature trees, a spacious deck, fire-pit area, garden beds and plenty of room to enjoy the outdoors. An attached two-car garage and welcoming front porch complete the home. Trinity Terrace Park is just down the block and offers a playground, ...
+ Read More| Listing Id: | 12697610 |
|---|---|
| List Price: | $399,900 |
| Close Price: | $392,000 |
| Close Date: | 2026-08-12 |
| Property Type: | Residential |
| Property Type: | Detached Single |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 2,380 |
| Parking On Site: | Yes |
| Association Fee: | $0 |
| Tax Annual Amount: | $8,025 |
| City: | Elgin |
| County Or Parish: | Kane |
| Subdivision Name: | Valley Creek |
| Postal Code: | 60123 |
| Year Built: | 1981 |
| Appliances: | Range, Dishwasher, Refrigerator, Washer, Dryer |
| Association Fee Frequency: | Not Applicable |
| Association Fee Includes: | None |
| Basement: | true |
| Basement: | Finished, Full |
| Bathrooms Total Integer: | 3 |
| Bedrooms Possible: | 3 |
| Community Features: | Park |
| Construction Materials: | Vinyl Siding, Brick |
| Cooling: | Central Air |
| Directions: | Randall-Highland East-Airlite left-Powder River Right- North Fork left to home at end of cul-de-sac |
| Electric: | Circuit Breakers |
| Elementary School: | Creekside Elementary School |
| Elementary School District: | 46 |
| Flooring: | Hardwood |
| Foundation Details: | Concrete Perimeter |
| Garage Spaces: | 2 |
| Heating: | Natural Gas, Forced Air |
| High School: | Larkin High School |
| High School District: | 46 |
| Interior Features: | Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath |
| Listing Contract Date: | 2026-07-12 |
| Living Area Source: | Plans |
| Lot Features: | Cul-De-Sac, Landscaped |
| Lot Size Acres: | 0.21 |
| Lot Size Dimensions: | 9105 |
| Middle Or Junior School: | Kimball Middle School |
| Middle Or Junior School District: | 46 |
| MLS Area Major: | Elgin |
| Additional Media Type 1: | Other Media |
| Additional Media Url 1: | https://chicago-home-photos-1.aryeo.com/sites/rbvylnjp/unbranded |
| Age: | 41-50 Years |
| Agent Owned/Interest (Y/N): | No |
| Aprox. Total Finished Sq Ft: | 2380 |
| Built Before 1978 (Y/N): | No |
| Basement Bathrooms (Y/N): | Yes |
| Corporate Limits: | Elgin |
| Disability Access And/Or Equipped: | No |
| Finance Code: | Conventional |
| General Information: | None |
| Lower Sq Ft: | 1080 |
| Lot Size: | .25-.49 Acre |
| Master Association Fee: | No |
| Main Sq Ft: | 1300 |
| Master Association Fee Frequency: | Not Required |
| Market Code: | Off-Market |
| North: | 12 |
| Rebuilt (Y/N): | No |
| Rehab (Y/N): | No |
| Offered For Sale Or Rent: | No |
| Special Assessments: | N |
| Short Sale: | Not Applicable |
| Special Service Area: | N |
| Total Finished/Unfinshed Sq Ft: | 2380 |
| Total Sq Ft: | 2380 |
| Type Detached: | 1 Story |
| Tax Exemptions: | Homeowner |
| Update Date: | 2026-08-12T20:38:11 |
| West: | 36 |
| Original List Price: | $399,900 |
| Other Equipment: | TV-Cable, CO Detectors, Ceiling Fan(s) |
| Ownership: | Fee Simple |
| Parcel Number: | 0609481031 |
| Parking Features: | Concrete, Yes, Garage Owned, Attached, Garage |
| Parking Total: | 2 |
| Possession: | Closing, Immediate |
| Roof: | Asphalt |
| Rooms Total: | 9 |
| Room Type: | Eating Area, Office, Recreation Room |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | IL |
| Tax Year: | 2025 |
| Township: | Elgin |
| Water Source: | Public |
| Actual Status: | Closed |
| Activation Date: | 2026-07-08 |
| Fencing: | Fenced |
Listing Courtesy of: Coldwell Banker Realty
Listing Agent: Blake Galler
239-571-2176
Buyer Represented by: Coldwell Banker Realty
Selling Agent: Michelle Reboletti
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Midwest Real Estate Data LLC data last updated on October 08, 2026 03:47 PM - CT
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Property Last Updated: October 08, 2026 03:47 PM - CT
